Terms of Service

The inclusion of an ad by School Themes does not constitute an explicit endorsement. It does mean that as far as we know the product is not a rip-off. When we really like a product and want you to buy it, we’ll tell you explicitly. Otherwise, view these ads the way you would commercials on TV or display ads in the back of your favorite magazine. Check them out. Make a decision. If you don’t like it, ask for a refund.

If you buy something from an advertiser to this site we may receive a commission. We will never recommend any product that does not have a 100% money-back satisfaction guarantee.

Nothing associated with our website should be considered personalized Financial Advice. Although our employees may answer your general customer service questions, they are not licensed under securities laws to address your particular investment situation. No communication by our employees to you should be deemed as personalized Financial Advice. We expressly forbid our writers from having a financial interest in any security recommended to our readers. All of our employees and agents must wait 24 hours after on-line publication or 72 hours after the mailing of printed-only publication prior to following an initial recommendation. Any investments recommended in this letter should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company.

By reading and using this website, you agree to all of the following: You understand that this is simply a set of opinions (and not advice). This is to be used for entertainment, and not considered as “professional advice”. You are responsible for any use of the information on this website, and hold School Themes and all its members and affiliates harmless in any claim or event.